Services
We help anyone in Oregon & Washington from our Salem & Eugene Oregon bankruptcy offices.
We know when you’re looking for us you are probably in a tough spot. We want you to know you’re not alone. Rank & Karnes Law, P.C. was created to help people like you find solutions to your financial problems and get back on your feet. Our team will help you find a fresh start and we won’t stop until you see a brighter future ahead. Our Salem & Eugene Oregon bankruptcy offices are set up to help with in-person or remote appointments available daily. We are also now proud to offer family law, so if you’re looking for a divorce, adoption or guardianship attorney from a firm you know you can trust, we’re happy to help. See here at all the ways we can help you today, and if you still have questions just give us a call 503-385-8888.
This is the most common type of bankruptcy, and what most clients are looking for when they walk into our Salem & Eugene Oregon bankruptcy offices. This is the fastest and simplest of our bankruptcy services, it removes unsecured debt and gives you a fresh start.
Chapter 13 bankruptcy is a longer process, as it wipes out some debt but allows you to repay some over a set period of time. This means there’s more flexibility, and it allows you to stop foreclosure. You may qualify for Chapter 13 bankruptcy, even if you don’t qualify for Chapter 7.
This is a reorganization of debt usually intended for businesses, but individuals who don’t qualify for Chapter 13 may be eligible for Chapter 11 bankruptcy. Chapter 11 bankruptcy can keep you in business and allow you to repay your creditors over time.
Chapter 12 bankruptcy is designated only for farmers and fishermen. There are special provisions for those who need land and farm equipment to keep their business afloat. We will help you keep your assets and operate your business. With Chapter 12 bankruptcy we can lower your mortgage interest and stretch out your payments and give you a chance to recover.
Other Financial Services
Are you the victim of identity theft, collection harassment or inaccurate credit reporting? We can help you recover your reputation and defend you from predatory agencies. In most cases we don’t get paid unless we recover money for you.
Are you in foreclosure and not sure how to stop the clock and keep your home? Don’t want to file bankruptcy? We can help create a plan to save your home and get you back on your feet.
If you have the IRS or Oregon Department of Revenue garnishing your wages or bank accounts we can negotiate on your behalf. We can help you prepare unfixed returns, stop garnishments and levies and often settle with the IRS or ODR for less than they’re attempting to collect.
If you’ve recently been served with a Summons and Complaint by a credit card company, collection agency or debt buyer we can help you know your rights and defend yourself. Don’t let these companies bully you, let us be your advocate.
Feeling drowned by debt but don’t want to file bankruptcy? There may be other options we can negotiate with your creditors. Many creditors are willing to adjust terms of the loan in order to make payments affordable for you and help you avoid bankruptcy.
If you’re facing a divorce or a separation you need support and a competent legal team with your best interests at heart. We offer a free family law consultation where we’ll go over the basics of your case and help you know what to expect when you retain Rank & Karnes as your attorney’s office.
We all know that families change – they grow, separate and adjust all the time. That means that if you have a support or custody agreement for your family, it may need to be changed occasionally in order to continue to best serve your family.
Bankruptcy & More
If you’re in financial trouble and not sure what to do, we should be your first call. We provide residents of Oregon and Washington a free bankruptcy consultation at our Salem & Eugene Oregon bankruptcy offices. We think it’s important that you can decide if you need our bankruptcy services for yourself. We’ve spent years helping our friends and neighbors recover from difficult circumstances and dragging debt. Call to see what we can do for you!
Get Help Today.
Request a Free Consultation
We know that facing financial difficulties is hard, and you don’t have to do it alone. Schedule a free consultation with us and we’ll help you create a brighter future.